Auto & Motorcycle

Conventional Auto & Motorcycle Lending

Let CommStar Credit Union assist you in purchasing your next vehicle or motorcycle. Whether you’re looking for cars or trucks, boats or RVs, new or used, we have a loan to fit your needs with low rates and several term options. Call today for the most up-to-date rate information.

  • Terms up to 96 months.
  • Financing available for up to 120% of the vehicle.
  • Credit, life, disability and unemployment debt protection available.
  • Guaranteed Auto Protection (GAP) available.
  • MetLife offers a group insurance program for CommStar members! Click here for more information.

 


 

Introducing DrivingSense – a smart alternative to conventional auto loans.
driving sense web banner for page use

DrivingSense is a different way to finance a new or used vehicle. Unlike a conventional auto loan, you have the option to keep your vehicle, sell it, or walk away at the end of your 2- to 6-year loan period. Click here to get a quote on the vehicle of your dreams!

 

See how DrivingSense compares to both conventional financing and leasing!

DrivingSense compared to Conventional Financing:

  • Lower monthly payments with payment savings as high as 40%.
  • Flexible loan terms from 2 to 6 years on all model yrs.
  • Payments are based on actual use of vehicle (depreciation) with final balloon payment based on the projected resale value of the vehicle at loan maturity.
  • Eliminates negative equity risk factor associated with conventional financing

 

DrivingSense compared to Leasing:

  • Unlike most leases, you can pay off your loan, sell or trade your vehicle anytime with no prepayment penalty OR,
  • Simply return the vehicle at loan maturity instead of paying the final balloon payment and walk away with no end of loan term hassles!
  • Unlike leasing both new and pre-owned vehicles up to 5 years old qualify for DrivingSense low payment financing.
  • Unlike leasing, you own the vehicle (titled in your name – not the leasing company’s.)
  • Lower excess mileage charge than most leasing programs of only $.10 per mile.
  • DrivingSense financing requires no money down and has no hidden costs typically found in leasing (i.e. high money factor, up front capitalization cost, acquisition fees, security deposit, first and last payment, etc.,.)
  • Moving? No problem! Unlike leasing, if you choose to turn your vehicle in, we will pick it up anywhere in the US. No long drives back to the dealer- we come to you!

Click here to get a quote on the vehicle of your dreams with DrivingSense!

 

 

Click here to see rates associated with these accounts.


 

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