Copyrights and Trademarks
The contents on this web site and service are the property of CommStar Credit Union unless indicated otherwise, and may be protected by copyright and trademark laws. All rights are reserved by CommStar Credit Union and the contents of the web site and service cannot be copied, downloaded, disseminated, published, or transferred without prior written permission of CommStar Credit Union and the copyright owner. Trademarks, logos, and service marks displayed on the web site are the property of either CommStar Credit Union or other parties.

Availability of Products and Services
The products and services described in our web site may not be available in all geographic areas. All products and services are subject to change without notice.

No Unlawful or Prohibited Use
As a condition of your use of our web site, you agree that you will not use this web site or any information contained on the web site for any purpose that is unlawful or prohibited by these Terms of Use, and that you will not access this web site or use materials or services available on this web site from territories where such access or use is illegal.

Links to Other Internet Sites
CommStar provides access to information, services, and products through web sites that are owned or operated by other companies (“third party web sites”). We have carefully chosen these third party web sites to provide information, services, and products as an added value and service to you. We have done our best to provide you with links to information, services, and products from trustworthy third party companies; however, CommStar Credit Union cannot endorse, approve or guarantee information, products, services, or recommendations provided at any third party’s web site. Because we may not always know when information on a third party site changes, CommStar is not responsible for the content or accuracy of any third party web site. CommStar will not be responsible for any loss or damage of any sort resulting from the use of a third party web link, nor will we be liable for any failure of products or services advertised or provided on these third party sites. When you visit a third party web site by using a hyperlink from CommStar Credit Union’s web site, CommStar’s privacy policy and security practices will no longer protect you. The data collection, use, and protection provided by the linked site may differ from those of CommStar Credit Union. You should review the privacy policy and security practices of any third party linked site you visit. Those are the policies and practices that will apply to your use of the third party linked site, not the policies and practices of CommStar Credit Union.

Use of Tools and Calculators
CommStar’s web site contains tools and calculators provided as a service to users for educational purposes only. We do not guarantee the accuracy of calculators or the results. CommStar is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.

Use of Online Surveys
CommStar Credit Union may offer online surveys and contests from time to time on our web site. Online surveys are used so that we can gather information to better serve you. Based on the information you provide to us, we may inform you of accounts and services from CommStar. You are not required to complete online surveys or offers.

Notice Regarding Children’s Information
CommStar respects the privacy of children, and we comply with the practices established under the Children’s Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen.

Disclaimer; Limitation of Liabilities
Use of CommStar Credit Union’s web site and its contents is at your sole risk. Neither CommStar nor any of our respective directors, officers, employees, agents, third party service providers or licensors warrant that the web site or the service will be uninterrupted or error free; nor do we or they make any warranty as to the results that may be obtained from use of the web site or the service, or as to the accuracy, reliability or content of any information, service, or merchandise provided through the service and the site. Information on our website is provided “as is” without warranty of any kind, either express or implied, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. In no event will CommStar Credit Union nor any or our directors, officers, employees, agents or third party service providers be liable under any contract, tort, negligence, strict liability or other claim for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if advised of the possibility of such damages) resulting from the use of or the inability to use our web site, site content or any products or services, or any failure of performance, error, omission, interruption, effect, delay in operation or transmission, computer virus, line system failure, loss of data, or loss of use related to our web site or any web site operated by any third party.

Indemnification
You agree to defend, indemnify and hold harmless CommStar Credit Union, our respective directors, officers, employees, agents and third party service providers from and against all claims and expenses, including attorneys’ fees, arising out of either the use of the web site and the service by you.

Termination
Either CommStar or you may terminate this Agreement at any time. CommStar shall have the right to immediately terminate your Account in the event of any conduct by you which CommStar, in its sole discretion, considers to be unacceptable under the terms of this Agreement.

Modifications
CommStar Credit Union reserves the right to change the Terms of Use and modify the contents of our web site without notice to you except where notice is required by applicable law.

Governing Law
You agree that disputes arising out of or relating to the contents or use of our web site or service are to be governed by the laws of the State of Ohio.