Kasasa Saver

Kasasa Saver

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Build your savings without lifting a finger with Kasasa Saver® !

Earn higher dividends and automatically save your Kasasa Cash® or Cash Back® rewards in this free add-on savings account. The Kasasa Saver® account is linked to your Kasasa checking account, and any rewards you earn are automatically swept into Saver at the end of each rewards cycle.

Also, there are no additional qualifications for Kasasa Saver (should you choose to add it to your Kasasa checking). Simply meet the qualifications in your Kasasa Cash or Kasasa Cash Back checking, and you’ll earn the higher Kasasa Saver rate!

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa checking earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.50% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • Free telephone banking
  • $25 minimum deposit to open

 

The Details
Rates
Disclaimer
Cycle Date Information
The Details

Kasasa Saver® is  a free add-on savings account that pays higher dividends than a regular Share Savings account, and even helps you save automatically! When you add a Kasasa Saver® account to your Cash® or Cash Back® checking account, your rewards are automatically swept into the Saver, making saving effortless. Plus if you meet your checking account's rewards qualifications, you'll earn our highest Saver® rate- 1.00% APY* on balances up to $50,000, and 0.25% APY on portion of balance above $50,000. If you don't meet the qualifications on your linked Kasasa Cash® or Cash Back® checking account this month, don't worry- you will just earn 0.05% APY this month and you can try again next time!

Rates

If qualifications are met: Earn 1.00% APY* on balances up to $50,000; earn 0.25% APY on portion of balance of $50,000
If qualifications are not met: Earn 0.05% APY on total balance

Disclaimer

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. Contact one of our member service representatives for specific Monthly Qualification Cycle dates.
Reward Information: When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of 1.00% APY and average daily balances over $50,000 earn a dividend rate of .25% on the portion of the average daily balance over $25,000, resulting in a range from .25% to 1.00% APY depending on the account's average daily balance. When your linked Kasasa Cash account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate of .05% resulting in an annual percentage yield of .05% APY. Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/23/2020 Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open a Kasasa Cash account. $25 minimum deposit is required to open a Kasasa Saver account. There are no recurring monthly maintenance charges or fees to open this account. A fee may apply to close the account if closed within 90 days of opening.  A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Accounts insured up to $500,000. American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information

Cycle Date Information: The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

MonthYearMonthly Qualification Cycle
Begin
Monthly Qualification Cycle
End
Statement Cycle
Begin
Statement Cycle
End
January202012/31/201901/01/202001/01/202001/31/2020
February202001/31/202002/28/202002/01/202002/29/2020
March202002/29/202003/30/202003/01/202003/31/2020
April202003/31/202004/29/202004/01/202004/30/2020
May202004/30/202005/30/202005/01/202005/31/2020
June202005/31/202006/29/202006/01/202006/30/2020
July202006/30/202007/30/202007/01/202007/31/2020
August202007/31/202008/30/202008/01/202008/31/2020
September202008/31/202009/29/202009/01/202009/30/2020
October202009/30/202010/30/202010/01/202010/31/2020
November202010/31/202011/29/202011/01/202011/30/2020
December202011/30/202012/30/202012/01/202012/31/2020
January202112/31/20201/30/202101/01/202101/31/2021
February202101/31/202102/27/202102/01/202102/28/2021
March202102/28/202103/30/202103/01/202103/31/2021
April202103/31/202104/29/202104/01/202104/30/2021
May202104/30/202105/30/202105/01/202105/31/2021
June202105/31/202106/29/202106/01/202106/30/2021
July202106/30/202107/30/202107/01/202107/31/2021
August202107/31/202108/30/202108/01/202108/31/2021
September202108/31/202109/29/202109/01/202109/30/2021
October202109/30/202110/30/202110/01/202110/31/2021
November202110/31/202111/29/202111/01/202111/30/2021
December202111/30/202112/30/202112/01/202112/31/2021

Future Monthly Qualification Cycle and Statement Cycle dates for our Kasasa accounts will be available to you via our website or through one of our Service Representatives within one of our branches.