Credit and Debit Cards

Credit and Debit Cards

CommStar Credit Union offers the convenience of multiple card options, allowing us to help you get what you want, when you want it. Use your MasterCard Debit and Visa Credit Cards at the grocery store, gas station, online and all places MasterCard and Visa is accepted.


Credit Cards

Image: a blue and green Visa Rewards Credit Card

Introducing the new Visa Rewards Credit Card!

Earn points on every purchase with the new Visa Rewards Credit Card! Featuring ScoreCard® Rewards, this card is ideal for anyone who wants to get rewarded for purchases both big and small. With competetive low interest rates, easy card controls, online payment and balance transfer options, rewards, and more, the CommStar Visa Rewards Credit Card will become your go-to every day! Apply online in minutes at apply.commstar.org to begin rewarding yourself today!

  • Earn points on every purchase with ScoreCard® Rewards
  • Manage your card, pay your bill, access your statement, analyze spending, and transfer balances online with EzCardInfo
  • Make your card more secure using the free SecurLOCK Equip mobile app, for Android and iOS
  • Competitive low interest rates save you money and help you reach your financial goals
  • Limits range from $500.00-$15,000.00
  • Access to pay your balance through It’s Me 247 Online Banking or EzCardInfo

APPLY NOW!

Members: Access your credit card account here.

Visa Secured Credit Card

Need to establish or repair your credit? The Visa Secured Credit Card is the tool you need to establish your credit history or build up your score. Shopping online, dining out, traveling, and more– the Visa Secured Card will help build your credit wherever you go! Apply online in minutes at apply.commstar.org to begin rewarding yourself today!

  • Minimum deposit of $500.00 gives you access to the equivalent credit line
  • Manage your card, pay your bill, access your statement, analyze spending, and transfer balances online with EzCardInfo
  • Make your card more secure using the free SecurLOCK Equip mobile app, for Android and iOS
  • Competitive low interest rates save you money and help you reach your financial goals
  • Build your credit and establish your credit history
  • Access to pay your balance through It’s Me 247 Online Banking or EzCardInfo

APPLY NOW!

Members: Access your credit card account here.

For Elan Credit Cards: Payments must be made directly to Elan at www.myaccountaccess.com . We cannot accept payments to Elan credit cards at our offices.

 

MasterCard Debit Card

Available for any personal or business checking account, this card allows you to withdraw from ATMs or use it anywhere MasterCard is accepted.

Visa Gift Card

With several design options and holiday cards to choose from, the Visa Gift Card is available in balances anywhere from $10 to $500. It’s a great alternative to store gift cards as it can be used anywhere Visa is accepted. Visit us today and ask a Member Service Representative how to get a Visa Gift Card for your loved one today!

 

Click here to see rates associated with these accounts.
Click here to see disclosures associated with these accounts.


Lost or Stolen Cards

If your MasterCard Debit® card is lost or stolen please report it immediately to CommStar Credit Union by calling 440-365-7342 during business hours. During non-business hours lost or stolen cards may be reported by calling toll-free at 1-800-264-5578.

To report a lost or stolen CommStar Visa Rewards or Secured Credit Card, please call:
1-800-322-8472 (Inside US) 24 hours a day
727-570-4819 (Outside US) 24 hours a day

To report a lost or stolen Elan Visa credit card please call toll free at 1-800-558-3424, 24 hours a day.

Planning a trip?

To ensure uninterrupted use of your MasterCard Debit Card, please contact the CU to notify us of any travel plans by sending an e-mail to cardservices@commstar.org

Balance Transfer to Visa Rewards Credit Card

Transferring the balance from another credit card to your CommStar Visa Rewards credit card is easy! Simply log in to your EzCardInfo account and follow the steps provided. It’s fast and easy! Or, click here to download the Balance Transfer form, complete it, and send it back to us via email at cardservices@commstar.org .

 


View Statements, Pay Your Bill, Transfer Balances with EzCardInfo

Image: EzCard LogoEzCardInfo is your go-to hub for everything credit-card. View your statements, analyze spending, pay your bill, and  perform balance transfers in one convenient place. You can access EzCard at www.ezcardinfo.com or by clicking the orange “Manage Card” button below your credit card in It’s Me 247 Online Banking.

Manage Your Credit Card with the SecureLOCK Equip App

Image: SecureLOCK Equip logo

SecureLOCK Equip is a comprehensive app that puts you in control of your card and helps keep it more secure than ever!

  • Lock and unlock your credit card
  • Set transactions limits
  • Set transaction notifications
  • Control where your card can be use
  • Restrict purchase regions to protect your card from fraud
  • And more!

Download the SecureLOCK Equip app for Android or iOS and secure your card today.

Reward Yourself with ScoreCard® Rewards

Image: ScoreCard Rewards logoEarn rewards anywhere you use your Visa Rewards Credit Card! Reward yourself by earning points on every purchase, then redeem your points online for great rewards like household items, tools, electronics, trips, and more. You must enroll your card to start earning points. Enroll now or redeem your rewards at www.scorecardrewards.com .

 

Manage Your Debit Card with the CommStar Mobile App

It’s easy to manage your debit card and protect yourself from fraud with the CommStar Mobile App! Lock and unlock your Debit card and see spending alerts in real time under the “Manage My Cards” tab.

Image: screenshot of mobile app manage my cards feature