Mortgages and Construction Loans

Mortgages and Construction Loans

Upsizing? Downsizing? Looking to buy your first home or build your dream home? We have just the right mortgage or construction loan for you, with low closing costs. Online or in person*, we’re here to help make your dreams of home ownership come true.

*Mortgage officer available for appointment. E-mail our mortgage officer Mark Patterson at to schedule an appointment today!


Whether you’re buying your first home or building your dream home, CommStar offers the perfect mortgage loan type for you:

  • Conventional Loans –up to 97% LTV
  • Renovation Loans –Conventional, FHA
  • Construction Loans
  • Refinance -Cash-out and rate & term
  • Home Equity Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Reverse Mortgages
  • Business and Commercial Property Loans
  • SBA Loans
  • Investment Property Loans


HELOC and Home Equity Loans

CommStar Credit Union offers a straightforward, easy-to-use Home Equity Line of Credit (HELOC) and flexible, low-rate Home Equity Loan.  The application process is a simple click away and only takes a few minutes to apply.  HELOC and Home Equity Loans allow your home to work for you.


  • 5 year, interest only payments.
  • Draws can be taken for 5 years.
  • 10-year repay.
  • Variable rate.

Home Equity Loans

  • Terms are 5, 10 or 15 years.
  • Interest-only option.
  • Financing available for up to 100% of your home value.
  • Low fixed rate.


CommStar Credit Union is an Equal Opportunity Lender
NMLS: 408441

Click here to see rates associated with these accounts.
Click here to see disclosures associated with these accounts.