Become a Member Today

Become a Member Today

Image: Bank smart with CommStar Credit Union

Earn 5.00% APY

on checking account balances up to $25,000 with Kasasa Cash Checking

 

Save time and money with FREE Checking Perks

  • Plus earn 0.5% APY on portion of checking account balances over $25,000
  • No monthly maintenance fees or minimum balance
  • Up to $25/month ATM fee refunds
  • If you don’t qualify, there is no penalty- just try again next cycle
  • Rewards Qualification: Make 12 signature-based Debit card transactions, and log in to online banking once per cycle to qualify for rewards. Account conditions: Must enroll in online banking and eStatements to qualify for a Kasasa checking account.

 

Plus enjoy these extras with your FREE Debit Mastercard®

Enjoy worldwide acceptance for purchases, plus…

Image: Surcharge Free ATM Access at more than 30,000 ATMs nationwide**. Extended Warranty1 doubles the original manufacturer warranty up to a maximum of 12 months on most items purchased. Mastercard Priceless Cities for access to unique travel, shopping, and culinary experiences.

Ready to get started?

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Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means the current statement cycle. Contact one of our member service representatives for specific
Monthly Qualification Cycle dates. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000 in your Kasasa Cash account earn a dividend rate of 4.89% resulting in an APY of 5.00%; and average daily balances over $25,000 earn a dividend rate of .50% on the portion of the average daily balance over $25,000, resulting in a range from 5.00% to 1.40% APY* depending on the account’s average daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be .05% resulting in an annual percentage yield of .05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/01/2023. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. *Blended APY Range of 5.00% to 1.40% is an example of rates for account balances up to $125,000; actual blended APY on statements may vary based on total account balance. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open this account. A fee may apply if account is closed within 90 days of opening. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Accounts insured up to $500,000. American Share insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. Membership at CommStar Credit Union is open to anyone who lives, works, worships, or attends school in the following Ohio counties: Lorain, Cuyahoga, Erie, Huron. Membership is also open to immediate family members of current CommStar Credit Union members, or employees of a company participating in the credit union’s CU Work program. 1To get coverage: • You must purchase the new item entirely with your covered card and/or accumulated points from your covered card for yourself or to give as a gift.• The item must have an original manufacturer’s (or US store brand) warranty of 12 months or less. **As of June 2022. Part of Co-op Shared Branching network, plus MoneyPass and Pulse ATM networks.