Other Loan Types

Other Loan Types

From improving your home to financing your dream vacation, even building your credit— we have a loan for that!

Home Improvement Loans

Our Home Improvement Loans are perfect for financing anything from kitchen remodels to landscaping, up to $25,000.

  • Kitchen Remodel
  • Bath Remodel
  • Rec Room Remodel
  • Cabinets
  • Counter Tops
  • Flooring
  • Roofing
  • Patios and Decks
  • Landscaping
  • Basement Finishing
  • And more!
Signature Loans

Signature Loans are fixed-rate loans available when there is typically no collateral used to secure a loan. Working with CommStar’s loan department will ensure you an affordable monthly payment on a Signature Loan that puts cash in your pocket when you need it.

Share Secured Loans

Have you been denied  a loan or credit because of your credit score? A Share Secured Loan is a great choice to help build or rebuild your credit. There is no dollar or time limit to a Share Secured Loan, allowing you to work on your credit score for as long or short a period needed. Know your money is safe and build your credit with the help of CommStar Credit Union.


Credit Cards

With competitive interest rates, several card options to fit your lifestyle, and a full range of reward options, we have the credit card that’s right for you. To find the best match for you, click here to  learn more or apply now.

Members: Access your account here.

Student Loans

The Smart Option Student Loan® for CommStar Credit Union by Sallie Mae®

Whether you’re an undergraduate, graduate student, or parent, get money for school from Sallie Mae® Student loans from CommStar Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
-Competitive interest rates
-Multiple repayment options
-No origination fees; no prepayment penalty¹

Find out which loan is right for you by clicking here.
Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. CommStar Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This loan must be used to pay for eligible student expenses at participating degree-granting schools. The student cannot be a borrower or cosigner and is not responsible for repaying the loan. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. If the school issues a refund directly to the student, the borrower and cosigner (if applicable) are still responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

¹Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

© 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.


ISL Education Student Loans for CommStar Credit Union

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.


*Community Star Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

Click here to see rates associated with these accounts.
Click here to see disclosures associated with these accounts.